🌲 ATM Processor Analysis

Feb 14–21, 2026 (PST) · One-time chart view · Not in scheduled report

Overview
Approval Rates
Volume
Attrition
Live 3hr
Total ATM Volume
$15.9M
All processors · 7 days
Total Transactions
245K
Terminal-attempted
Best Approval
99.9%
AeroPay
Lowest Approval
70.3%
Loop · 22,715 attempts

Approval Rate Overview

Volume Share

Terminal states only: approved, declined, error, canceled, terminal busy, terminal error, timeout, not found. UTC→PST applied to CREATEDAT.

AEROPAY
Excellent99.94%
3,313 attempts · 0 declined · 0 canceled · 2 errors
STRONGHOLD
Excellent96.68%
8,499 attempts · 0 declined · 282 canceled · 0 errors
PAYOMI
Moderate83.68%
153,100 attempts · 8,148 declined · 16,439 canceled · 0 errors
ELLACASH
Moderate82.57%
41,948 attempts · 2,650 declined · 4,043 canceled · 529 errors
LEISUREPAY
Moderate81.12%
44,618 attempts · 0 declined · 5,316 canceled · 3,108 errors
TFI
Below Avg79.01%
19,559 attempts · 1,401 declined · 1,271 canceled · 1,434 errors
VECTOR
Below Avg72.37%
4,047 attempts · 0 declined · 923 canceled · 195 errors
BOOMERANG
Concern70.84%
3,501 attempts · 0 declined · 1,013 canceled · 8 errors
LOOP
Concern70.33%
22,715 attempts · 0 declined · 4,612 canceled · 2,128 errors
Total Portfolio
$15.9M
7-day window
PAYOMI Share
48%
Concentration risk
PAYOMI$7.65M
126,684 txns · 168 stores · $60.38 avg · 48.01% of portfolio
ELLACASH$2.31M
31,945 txns · 49 stores · $72.34 avg · 14.51%
LOOP$1.44M
19,399 txns · 73 stores · $73.44 avg · 9.05%
REGALA$1.40M
17,953 txns · 33 stores · $77.83 avg · 8.77%
TFI$882K
14,321 txns · 42 stores · $59.52 avg · 5.54%
STRONGHOLD$759K
8,861 txns · 107 stores · $85.59 avg · 4.76%
LEISUREPAY$700K
15,861 txns · 32 stores · $44.15 avg · 4.40%
AEROPAY$253K
3,146 txns · 112 stores · $80.50 avg · 1.59%
VECTOR$259K
3,613 txns · 10 stores · $71.66 avg · 1.63%
BOOMERANG$156K
2,264 txns · 54 stores · $66.07 avg · 0.98%
Total Drops
147
Store-processor pairs
Baseline Stores
364
Active on Feb 14

Stores Dropped Off by Processor

LOOP
Dual concern: lowest approval + highest attrition
38
PAYOMI
48% of portfolio — 32 drops is notable
32
BOOMERANG
57% of active base dropped off
31
LEISUREPAY
10
TFI
9
ELLACASH
8
REGALA
8
VECTOR
4
BARTERPAY
Both low-volume (<3 txns — low signal)
2

⚠ Saturday-to-Saturday comparison. Low-signal stores (<3 txns on Feb 14) flagged separately. Drops ≠ churn — could be a low-volume day for the store.

Current Window
8:32–11:32
PST
Prior Window
5:32–8:32
PST
PAYOMI +1.65 pp ↑
Now
84.90%
Prior
83.25%
576 attempts this window · -24.6% vs prior
ELLACASH +1.74 pp ↑
Now
85.83%
Prior
84.09%
247 attempts · -51.5% vs prior
TFI +3.32 pp ↑
Now
83.90%
Prior
80.58%
118 attempts · -42.7% vs prior
LOOP +5.06 pp ↑
Now
81.25%
Prior
76.19%
80 attempts · -68.3% vs prior · still lowest overall
VECTOR -4.76 pp ↓
Now
66.67%
Prior
71.43%
18 attempts this window — low signal

⚠ Live window data from BASE_TREEZPAY_PAYMENT_PAYMENT · METHOD = ATM filter applied · UTC→PST converted · ~30min lag. Snapshot taken at 11:32 PST.